Minimize Monetary Loss After a Fire With the Right Coverage
A commercial fire can result in serious structural and monetary damage to any business.
Any sort of interruption is bad news for your business, but the longer a disruption lasts, the more revenue you lose. Fire restoration often takes longer than cleaning up after a flood or other disaster, as fires often result in three types of damage: burning, smoke damage and water damage. As a result, if your building catches fire, you stand to lose three times what one would lose due to a flood, burst pipe or secondary smoke damage. To minimize monetary loss as much as possible after a fire, invest in interruption insurance.
What Is Interruption Insurance?
If you own a business in Lakewood Ranch, FL, there are three types of coverage that you should invest in, at a bare minimum:
• General liability
• Property insurance
• Business interruption insurance
General liability and property insurance should cover losses of personal property, structural damage and injuries. However, though those expenses are bound to great, they likely won't make up a majority of your financial loss.
Depending on how long it takes your local fire restoration team to clean up the damage and get your building back to like-new, your business may be closed for months. Not only will you lose any revenue you could have generated during that period, but also, it will take you time to reestablish your brand with your customers, and possible additional marketing efforts. Interruption insurance can cover the loss of income suffered by the slowdown or suspension of your operations, as well as the costs of reestablishing your business post-disaster.
Some interruption coverage policies cover extra expenses such as rent and moving fees for when businesses are forced to relocate due to the fire damage. Though not necessary, this type of coverage can significantly help after major structural damage. In general, interruption policies are good for as long as it takes for businesses to become operable again.
A commercial fire can result in serious structural and monetary damage to any business. To minimize your damages, invest in interruption insurance. For more information, visit http://www.SERVPROeastbradentonlakewoodranch.com/.
Emergency Response for Mold Damage
Once you’ve taken emergency measures to prevent the infestation and spread of black mold, contact a mold remediation professional.
When a flood hits Lakewood Ranch, FL, and impacts your home, the first thing on your mind is likely damage control – but you probably aren’t thinking about black mold as part of that damage. Mold cleanup should be your first priority, before anything else; it’s hard to salvage the rest of the home if mold takes root. You have 24-48 hours before mold begins its lifecycle as spores begin to blossom into a full-on fungal outbreak. Here are a few tips for mold remediation.
Preventing Mold After a Flood
As soon as you are safely able to enter your home again, you should:
• Glove up. You should wear personal protective equipment, at the very least something to protect your eyes and hands, before handling material that may be contaminated with mold or black water.
• Shut off the water. You may have broken pipes or other leakage issues contributing to an environment ripe for mold growth.
• Shut off your HVAC system. Airflow picks up mold spores and spreads them throughout the house, often carrying them to sources of water that allow them to grow.
• Quickly clean up any standing water. Black mold will rapidly sprout in areas where standing water has soaked into the walls and floorboards.
• Get rid of waterlogged materials. Furniture, carpeting, and curtains can make ripe breeding grounds for black mold. Immediately tear out anything waterlogged that can’t be salvaged. Take other objects out into the sun to dry out.
• Use an air purifier to clear the environment. While you may want to avoid fans that could just circulate spores, an air purifier can remove them from your environment and reduce the saturation of spores in the air.
• Contact a mold remediation specialist. Many times handling mold cleanup yourself is just a stopgap. Once you’ve taken emergency measures to prevent the infestation and spread of black mold, contact a mold remediation professional to conduct a more thorough assessment of your home and any potential mold hazards. For more information, visit http://www.SERVPROeastbradentonlakewoodranch.com/.
Choosing the Best Smoke Detector
A smoke alarm can help prevent fires, but sometimes they happen anyway.
A house fire in Lakewood Ranch, FL, can be a frightening experience, but according to the National Fire Protection Agency, one of the best fire safety measures is to use a properly functioning smoke alarm. This simple step can dramatically increase your chances of survival if a fire occurs while you are at home. That’s why it’s important to know how to choose a smoke detector that you can rely on to protect you and your family.
Choose the Type of Smoke Alarm
1. Ionization alarms use a minute amount of americium-241, a radioactive element, to ionize the air that flows into the mechanism. If smoke is introduced, the flow of air is interrupted, which triggers the alarm to sound. These alarms work better at detecting fires that flare up quickly and don’t produce much smoke, such as those started with highly flammable materials. Ionization alarms are the most cost-effective.
2. Photoelectric alarms incorporate a light and a sensor. In its normal state, the sensor does not detect the light; however, smoke particles disperse the light, causing the sensor to detect it and activate the alarm. This type of alarm is better at detecting fires that produce a lot of smoke, such as smoldering fires that are started in beds or upholstered furniture. Photoelectric alarms are more expensive than ionization alarms.
3. Dual sensor alarms combine aspects of both ionization and photoelectricity; therefore they detect both types of fires regardless of how much smoke is produced. Because they are the most effective, they are also the most expensive.
Note the Power Source
Most smoke detectors run on batteries. If they do, you need to be sure to change the batteries regularly, at least once per year. However, some use lithium batteries, which can last up to 10 years. Some even can be connected directly to your home’s current, only using batteries as backup when the power is interrupted.
A smoke alarm can help prevent fires, but sometimes they happen anyway. In the unfortunate event that your home is damaged by a fire, a professional restoration service can relieve much of the burden of home restoration. For more information, visit http://www.SERVPROeastbradentonlakewoodranch.com/.
Mold Cleanup 101
Give SERVPRO a call if you notice mold growing in your home or business.
There are many advantages to apartment life in Lakewood Ranch, FL but indoor mold is hardly one of those perks. Even though a fungal invasion affects most indoor areas at some point, finding out that your otherwise clean space has become victim to mold can make for a challenging experience. There are, however, some pointers that can make the process of mold cleanup easier.
Documentation Makes a Difference
The last activity that likely pops into your mind in the midst of a mold frenzy is to document the mold itself. Although mold can be hard to identify in some places, taking photos of all visible mold spores can benefit you in the long run. Mold remediation professionals can also better prepare for the process with visual documentation on hand. Either way, it is essential that tenants notify landlords of a situation immediately.
Tests Will Tell
As with most mold contamination incidents, a proper test may be in order. Once again, the pros generally have the equipment necessary to accurately test for mold in your living space. An air quality test might also apply to your situation, and this can help professionals locate the problem so it’s addressed the right way the first time around.
Eyes on the Target
When it comes to mold cleanup, most infestations usually occur where moisture has moved in. One way tenants can help landlords prevent mold growth indoors is to have regular maintenance checkups. By keeping an eye on possible leaks and other forms of unwelcome moisture in the apartment, you can reduce chances of major damage wreaking havoc on your home.
Even when you are renting, an episode of mold contamination is one you likely can’t wait to conquer. Once landlords receive documentation explaining the issue, they can best strategize a mold cleanup plan. With appropriate testing and removal, as well as regular preventative steps, you can let that fungi-induced stress fall to the wayside. Visit http://www.SERVPROeastbradentonlakewoodranch.com for more information on mold.
4 Common Causes of Water Damage in Commercial Buildings
Commercial water damage due to a flooded toilet.
Even the smallest broken pipe can cause a lot of water damage in your commercial building. Being prepared for this type of situation can help you prevent a lot of potential issues and can help you know what to do when something happens. Here are four common causes of water damage that you should be aware of.
1. A Leaky Roof
If a severe storm has happened recently in Lakewood Ranch, FL or if your building’s roof is getting old, you might expect a few roof leaks. These leaks can lead to a lot of problems such as mold or serious water damage. Try to find the source of the drip and contact a professional water repair company to help you assess and fix the damage.
2. A Damaged Water Heater
Due to high water pressure in the pipes, the seals on your water heater might crack or break. This can be dangerous, especially if there are electric fixtures nearby. To prevent leaking or flooding from happening, try to flush your heater regularly.
3. A Broken Pipe
In both cold and hot weather, water pipes can burst and cause a lot of damage. If this occurs, you can follow these steps:
• Remove soaked furniture and carpets from the area.
• Focus on mopping up as much water as you can.
• Open windows to circulate the air.
• Call the professionals for additional help.
By doing this, you can address the problem quickly and efficiently.
4. An Overflowing Toilet
Sometimes toilets leak or overflow, which can cause a lot of expensive water damage. If a toilet in your building starts overflowing, try to adjust the float to make it stop. If this doesn’t work, turn off the water valve behind the toilet to prevent any more water from spilling out onto the floor.
Many of these problems could easily happen in your building, but you can take precautions by being watchful and knowing how to handle any water damage situation. By using this information, you can prevent flooding caused by a broken pipe or a malfunctioning toilet, and you can reduce water damage costs in the future. Visit http://www.SERVPROeastbradentonlakewoodranch.com for more information on commercial water damage.
Avoiding Mold When a Flood Takes Over
Give SERVPRO a call if you experience storm damage. Our technicians are available 24/7.
As many homeowners in Bradenton, FL are aware, there are many challenges to face when a flood strikes; seeking safety, inspecting damage, and reviewing insurance coverage are only a few steps on the list. Mold is another, perhaps lesser-known visitor that can arrive in a flood's wake, as moisture left behind has a way of lingering and serving as the perfect setting for growth. Here are a few pointers to help you prevent mold growth after flood damage.
1. Inspect the Area
Addressing a flood-damaged home can easily become a mountain of a task. Depending on the severity of the storm and subsequent destruction, you may have many spots in the house to repair. When looking over your house after the storm's aftermath, make sure to comb over all the hidden corners for mold. Flooding can bring moisture that may hang around and produce unwanted guests.
2. Get to Cleaning
Because the cleanup process depends on the seriousness of the storm's effects on your home, it is important to catch all places that have become damaged by a flood. Drywall, carpets, and other permeable materials may need to be replaced. A professional can also help you get a clearer picture of the state of your home, as mold removal might be another task on the list.
3. Keep Places Dry
After the long string of events that consist of relocating to safer areas, inspecting the damage, and going through the process of cleanup, you might assume the work is over. Although this is true for the most part, mold growth can occur long after the storm has made its debut. By maintaining a clean, dry living space, you can reduce your chances of this fungal nuisance.
There is no fun way to look at the repercussions of a storm and its effects on your home. When you pay close attention to the damage, however, and follow proper steps to keep your pad protected, you can leave the mold growth – and the stress – behind. Visit http://www.SERVPROeastbradentonlakewoodranch.com for more information on storm damage.
4 Steps to Establishing a Business Continuity Plan
Every building is susceptible to damage from a storm, and the structure that houses your business in Lakewood Ranch, FL is no exception. When the winds rage and the floodwaters rise, you need a business continuity plan to keep you up and running until you can be fully functional again. While insurance may pay for restoration professionals to repair your building, it does not guarantee your income or sustain your relationships with your customers. The following steps can help you accomplish the latter.
1. Analyze the impact the storm damage has on your business. When flooding occurs, the first thing you need to do is identify the essential elements of your business and the resources that you need to keep them functional. Resources can include but are not limited to the following:
2. Project a timeline to implement your plan. Information is vital for keeping both employees and customers informed about your continuity plan. Once you have identified what needs to be done for the critical functions of your business to continue, you must decide when and how the plan will proceed.
3. Establish your transition team. As with any new phase in a company’s development, you need a team of people to help you take it from how it functioned before the damage occurred to how it is going to operate while repairs are being made. This team helps you focus on what is necessary to keep your business going.
4. Train your team. Your new mode of operation may be a challenge for your team. Training is important to make sure everyone understands the plan and is on the same page. It can also boost team camaraderie and help them understand strategies for recovery.
Damage from natural disasters does not have to signal the end of the line for your business in Lakewood Ranch, FL. With a strong continuity plan and the means to implement it, you can still serve your customers during the restoration process. Visit http://www.SERVPROeastbradentonlakewoodranch.com for more information on commercial storm damage.
Top Reasons Your Water Heater Is Making Noises
Hearing funny noises from your water heater can be off-putting. Knocks, taps, rumbles, hums and crackles can leave you wondering if your unit is about to have a major issue. Some noises are more troublesome than others. Check out these top reasons you might be hearing strange sounds from your appliance.
" Sediment Buildup: Sediments may pile up around the heating tubes of your water heater. When the heating elements are off, water gets trapped below the sediments. As the elements turn back on, a cracking or popping noise starts when the water is forced through the buildup. Cleaning the elements may help you fix this problem. Hiring a maintenance team may also help you eliminate this noise.
" Loose Elements: Electric water heaters usually have elements installed vertically in the tank. As water flows around the part, a humming noise may be caused. Tightening the element can reduce the noise.
" Temperature Change: If the water in the heater cools down, you may hear a tapping or ticking noise in the heater. This is common and shouldn't concern you.
" Open Valves: Most valves to your water heater should be open. If one is not fully opened, you may hear a screeching sound. You can fix this issue by checking to make sure all of the valves at the heater and at the water lines are open all of the way.
" Sediment Movement: If the sediment buildup in your unit is stirred up, it can produce a rumbling noise. A simple solution would be to do a water heater flush. If you clean the unit with a de-liming mixture, you may see even better results.
The noises you hear in your Bradenton, FL water heater may give you warnings of your maintenance and replacement needs. If you hear a sound that you can't figure out, remember that many of the noises are nothing to worry about. If it makes you feel better, you can call in a professional for help. Visit http://www.SERVPROeastbradentonlakewoodranch.com for more information on water damage.
Keeping Your Bathroom Free From Mold Growth
If you suspect you have mold growing in your home, SERVPRO is able to help assess and determine the best course of action.
Mold loves moisture, and your bathroom inevitably has a lot of it. How, then, do you keep mold growth from occurring around your toilet, sink and tub? While water is used daily in your bathroom, you can still keep the room dry enough to avoid water damage and the subsequent mold problem by engaging in regular, preventative maintenance.
Recognizing a Mold Problem
Mold prevention is the ideal scenario, but most people discover the need for prevention as the result of an existing problem. There are many areas of a bathroom where mold can thrive:
" Inside the cabinet under the sink
" In bathtub grout
" In the caulk where the baseboards meet the floor
" Around faucets
" Near drains
Mold grows in many textures and colors, but if you see a dark fuzzy growth or a collection of spots where there were none before, you probably have a mold problem. Mold remediation specialists in Bradenton, FL have techniques to take care of the problem and the water damage that likely led to it.
Preventing a Mold Problem
Mold growth requires moisture, so the first step in mold prevention is minimizing your bathroom's humidity. Air vents help air circulate, and circulation helps keep moisture from gathering on surfaces. Drying your shower or bathtub with a towel after every use also inhibits the growth of mold. If the air in your bathroom remains humid, you can use a dehumidifier to dry it out some more. Replace anything damaged by mold, such as caulking, to stop the spread of the growth.
Mold remediation specialists in Bradenton, FL can help you deal with an existing mold problem, but it's even better to prevent a problem from happening in the first place. If you fix water damage as soon as it happens and take precautionary steps to limit the humidity of the room, you can probably avoid mold problems in your bathroom. Visit http://www.SERVPROeastbradentonlakewoodranch.com for more information on mold damage.
Avoid Mold Cross-Contamination
Once you discover mold in your business, a mold cleanup is usually your first move. While you may think it’s a good idea to grab a bottle of bleach and scrub any sign of the mold away, in the long run this can cause more problems than it helps. Mold spores are like a fine powder and can be easily carried on the wind or brushed off onto clothing. To avoid this, most professionals in mold remediation practice something called containment.
If you’re planning on a mold cleanup, you should always have a professional with experience at the ready. To make sure that there is no cross-contamination, you need the right tools and knowledge to stop the mold from spreading. A professional service has the knowledge to make the process run smoothly.
Benefits of Containment
Containment is an effective way to prevent mold from spreading during the restoration process. It has multiple benefits:
• Quick restoration time
• Lower property damage
• Reduced liability
• Lower risks
For all these reasons, containment tends to be first choice.
The Containment Process
First, mold specialists will seal their work area to keep the mold spores from escaping to the rest of the building. They can do this by setting up plastic sheets or hard walls to make the space airtight. After this, they may use something known as negative air containment. This works by taking blower fans and using air pressure machines to draw in clean air while forcing the contaminated air outside. Once the air purification is accomplished, the area can be cleaned and vacuumed.
When it comes to mold in your Lakewood Ranch, FL business, it’s best to have proper mold cleanup. Keep in mind that scrubbing the fungus from your walls isn’t always enough. Sometimes you need a professional remediation service, especially when it comes to using the right tools to remove mold contamination.
Visit http://www.SERVPROeastbradentonlakewoodranch.com for more information on mold.